The Housing Authority of St. Louis County.

Housing

Home Ownership Program

Program Requirements:

  • Voucher holder with Housing Authority of St Louis County
  • First time Homeowner
  • No family member has owned or had ownership interest in a residence in the past 3 years
  • No member of the family has any ownership interest in any residential property
  • Must be employed full time for a least one year
  • Homeownership certificate/counseling requirement
  • Minimum annual income of 18, 000 for families, 14, 500 for disabled/elderly
  • Minimum Down Payment of 3%, 1% from personal resources
  • May not have defaulted on any mortgage
  • May not owe money to Housing Authority or landlord

Getting Started:

  • Enroll in and complete a Home Ownership Class and obtain Certification-classes offered through Beyong Housing (314) 533-2411
  • Save enough for a down payment
  • Check you credit score to ensure loan qualification
  • Connect with realtor/banking institution to start process

Once you have obtained your Home Ownership Certificate and have retained a realtor and lender, contact your caseworker.  She willl direct you to our homeownership specialists.

Phone | (314) 428-3200 Fax | (314) 428-2937 Hearing Impaired Only | (314) 428-4714